TERMS & CONDITIONS
Membership eligibility is required for all loan products and savings products. Loans subject to credit approval. Additional restrictions may apply. Contact the Consumer Lending Center for complete details.
Federally insured by NCUA. Rates, terms and program subject to change without notice. Restrictions may apply. Minimum balance to open an RBFCU Money Market Account is $2,500. An Excessive Transaction Fee will be charged for each withdrawal and/or outgoing transfer exceeding six (6) per month (when completed in person, over the phone, electronically or preauthorized). Please refer to the Truth in Savings Fee Schedule for additional information.
Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.
Credit cards are subject to credit approval. Rates and terms subject to change.
RBFCU debit and credit cards added to Google Pay™ and Google Wallet™ are not compatible with tap-to-pay at in-store terminals.
Apple, Apple Pay, iPhone, iPad and Touch ID are trademarks of Apple, Inc., registered in the U.S. and other countries.
Samsung and Samsung Pay are registered trademarks of Samsung Electronics Co., Ltd.
Garmin and the Garmin logo are trademarks of Garmin Ltd. or its subsidiaries and are registered in one or more countries, including the U.S. Garmin Pay is a trademark of Garmin Ltd. or its subsidiaries.RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.
Auto loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms subject to change without notice. Some restrictions may apply. Contact our Consumer Lending Center for more details.
Loans subject to credit approval. Mortgage loans available only on property in Texas. Home Equity Loans and HELOCs are available on your primary residence only. Under Texas law, the maximum amount you can borrow with any Home Equity Loan or a HELOC is 80% of your home's appraised value. Restrictions may apply. NMLS #583215
RBFCU employees, employees of its affiliates, volunteers and their immediate family members are not eligible for the Youth Ambassador Program. Ambassadors must become, or be current RBFCU members, before the program begins. Accounts for minors require additional ownership by a parent, guardian or other adult.
RBFCU Trust Services is a division of RBFCU Investments Group LLC. RBFCU Investments Group LLC is a wholly-owned subsidiary of RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union (RBFCU). Trust services available through Members Trust Company, a federal thrift regulated by the Office of the Comptroller of the Currency.
Trust and Investment products are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity and involve investment risks, including the possible loss of principal.
Estate Planning article is for informational purposes only and is not intended to provide legal or tax advice regarding your situation. For legal or tax advice, please consult your attorney and/or accountant.
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