March 2026 RBFCU Member Newsletter

 
RBFCU Monthly Newsletter
 
 

Because we Go Beyond Banking at RBFCU, we offer easy and convenient ways to manage your money – securely – in one place!

 
 

STAY CONNECTED WITH RBFCU ON SOCIAL MEDIA!

 
 
RBFCU on Facebook RBFCU on Instagram RBFCU on X formerly known as Twitter RBFCU on TikTok
 
 
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Make managing your money simple with ClickSWITCH*. Move your direct deposits and recurring payments to RBFCU quickly and securely – no paperwork, no hassle. Enjoy the convenience of having everything in one place and take control of your finances with ease.
 
SWITCH DEPOSITS TODAY
 
 
Man, child and dog looking out a car window.
 
With RBFCU Insurance Agency, you can get an auto insurance quote in minutes! Plus, if you’re ready to answer these five common questions auto agents often ask, the process may go even smoother. Take the bother out of getting your next quote or policy review with our helpful insights.
 
LEARN WHAT AGENTS ASK
 
 
Person looking at a RBFCU debit card on their phone.
 
Simplify your life with Paperless Preference and mobile wallet. Access your financial documents online and keep your RBFCU debit or credit card ready for secure, contactless payments. Less clutter, more convenience – your finances streamlined.
 
GO PAPERLESS + MOBILE WALLET
 
 
Family in a car dealership
 
Auto loan rates have been heading in the right direction, so you can start heading in the right direction when you drive a car financed through RBFCU. If you’re in the market for new or used, you can enjoy savings this spring because our Preferred Dealers give you the opportunity to shop for something in your price range. You can find the best possible deal, and you can find a competitive rate. Plus, you may qualify for no payments for up to 60 days!1
 
FINANCE YOUR NEXT CAR
 
 
Hand holding the RBFCU World Cash Back Mastercard in from of a beach.
 
About to head out for spring break? Take the RBFCU World Cash Back Mastercard® credit card and get unlimited 2% cash-back rewards on every purchase — and more! If you need last-minute assistance with anything related to travel, go to Mastercard Travel and Lifestyle Services. It’s available 24/7/365 and includes travel upgrades, the Lowest Hotel Rate Guarantee and much more.
 
TRAVEL WITH MASTERCARD
 
 
Solider smiling with a woman outside a home.
 
Looking for an affordable way to buy your dream home? RBFCU’s FHA and VA loans make it easy! Down payments for FHA loans start as low as 3.5%, while VA loans offer up to 100% financing for qualified veterans and service members. Plus, flexible options can help with closing costs. Let RBFCU guide you every step of the way. Ready to take the next step? Apply online or connect with our mortgage team today!
 
FIND FHA OR VA LOANS
 
 
Documents and a pen.
 
Employer-sponsored retirement plans are a cornerstone of financial confidence, but understanding them isn't always easy. To help you gain some insight, RBFCU Investments Group is pleased to share our article, Pension vs. 401(k): Differences and Opportunities. Inside, you’ll discover the key differences between these common plans and how each may help fuel the retirement you've always imagined.2
 
EXPLORE RETIREMENT PLANS
 
 
 

To view important notices accompanying this month’s statements, visit rbfcu.org/inserts.

 
 

ANNUAL MEETING

 

The 74th annual RBFCU Membership Meeting is scheduled for Tuesday, March 24, 2026 at noon, CDT. You can attend the meeting at 1 IKEA-RBFCU Parkway, Live Oak, TX 78233. For complete event details, please visit rbfcu.org/annualmeeting.

 
 

 


 

TERMS & CONDITIONS

Deposits federally insured by NCUA

Membership eligibility is required for all loan products and savings products. Additional restrictions may apply. 

*Terms may apply. ClickSWITCH is unable to process Direct Deposit switches for Representative Payee accounts used to receive Social Security Administration (SSA) benefits. To update deposit information, please contact the SSA directly.

Insurance products are offered through RBFCU Insurance Agency LLC, a wholly-owned subsidiary of RBFCU Services LLC and an affiliate of Randolph-Brooks Federal Credit Union (RBFCU). RBFCU Insurance Agency LLC is operated by Banc Insurance Agency. Business conducted with RBFCU Insurance Agency LLC is separate and distinct from any business conducted with RBFCU. Insurance products are not deposits; are not obligations of RBFCU; are not NCUA insured; are not issued by or guaranteed by RBFCU or any other affiliate, and may lose value. Any insurance required as a condition of the extension of credit by RBFCU need not be purchased from RBFCU Insurance Agency LLC but may, without affecting the approval of the application for an extension of credit, be purchased from an agent or insurance company of the member’s choice.

An Online Banking account is required to access Paperless Statements and Documents. Compatibility with other mobile wallets may vary. Contactless-enabled Mastercards® accepted at participating locations. Program availability subject to change. Restrictions apply. Click here to review the RBFCU Mobile Wallet Agreement.

RBFCU does not charge a fee for the RBFCU Mobile® app, but you may be charged for data by your mobile wireless provider.

Auto loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms are subject to change without notice. Contact our Consumer Lending Center for more details.

160-day, no-payment option for qualified members only. Interest will accrue during the deferment period.

Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Certain benefits of the RBFCU World Cash Back Mastercard credit card will be unavailable to cardholders until the World Cash Back credit card has been activated. The Cash Back rewards program pays a reward for each qualified purchase completed with your Card. ATM withdrawals, Balance Transfers, Cash Advances, finance charges, fees and any other non-purchase transactions do not qualify for rewards. We may add to, change, or delete any of the terms of this program or discontinue this program at any time at our sole and absolute discretion. Contact the Consumer Lending Center for complete details.

Mastercard travel and lifestyle services available upon World Cash Back credit card activation.

Mortgage loans subject to credit approval. Rates and terms subject to change without notice. FHA loan limits are location-specific and are adjusted annually. Restrictions may apply. RBFCU mortgage loans are available only on property in Texas. NMLS# 583215

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

2Ameriprise Financial Services has a partnership with this financial institution to provide financial planning services and solutions to clients. The financial institution is not an investment client of Ameriprise but has a revenue sharing relationship with us that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.

Ameriprise Financial is not affiliated with the financial institution.

Ameriprise Financial cannot guarantee future financial results.

RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

RN5073716

 
 

PRIVACY & SECURITY INFORMATION

To ensure the privacy and security of your account information, please do not respond to this email. This mailbox is not monitored, and you won’t receive a reply.

Please visit rbfcu.org/contact-us for account assistance and self-service options.

Click here to read RBFCU’s Privacy Policy.

RBFCU and RBFCU employees will never initiate a phone call, email or text message to anyone — members or non-members — asking for your sign-in information, including usernames, passwords, security questions and answers, multifactor authentication (MFA) codes, MFA recovery codes and one-time passcodes (OTP), or other personal information, like account, credit card, debit card or Social Security numbers. Also, RBFCU employees will never need to sign in to your Online Banking account on your behalf. If someone contacts you claiming to be an RBFCU employee and asks you to approve a sign-in request for them, do not respond.

If you receive a suspicious phone call, email or text message, hang up, do not respond to the message, do not click any links, and do not open any attachments. Forward any suspicious emails and text message screenshots to abuse@rbfcu.org, then delete the message. If you believe your account, username or password has been compromised, you should immediately contact RBFCU at 210-945-3300 for assistance. Additionally, members should monitor their accounts regularly and report any suspicious transactions.

 
 
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration (NCUA), a U.S.
 Government Agency.

Federally insured by NCUA. Membership eligibility required.

Equal Housing Lender

Equal Housing Lender. NMLS# 583215.

© Randolph-Brooks Federal Credit Union 2026. RBFCU, P.O. Box 2097, Universal City, Texas 78148-2097.