February 2024 RBFCU Member Newsletter

 
RBFCU Monthly Newsletter
 
 

Find a good way to save. RBFCU has the competitive rates and the products to help you build your savings throughout 2024 and beyond!


HOLIDAY CLOSURES

RBFCU will be closed on Monday, Feb. 19 in observance of Presidents Day. You can access your accounts through Online Banking and the RBFCU Mobile® app and make banking transactions at RBFCU ATMs.

 
 

STAY CONNECTED WITH RBFCU ON SOCIAL MEDIA!

 
 
RBFCU on Facebook RBFCU on Instagram RBFCU on X formerly known as Twitter RBFCU on TikTok
 
 
Woman reviewing charts on laptop
 
As winter’s chill can persist, warm up your finances with an RBFCU Certificate account! Flexible term options are available from six months to seven years, and your funds are federally insured up to $250,000 by the National Credit Union Administration. Enjoy the confidence of fixed-rate returns on your savings, and peace of mind knowing your money is safe from unpredictable market trends. With RBFCU’s 18-Month SuperSaver Certificate you can enjoy a higher dividend rate for a longer term than many other institutions are offering.
 
GET HIGHER-YIELD SAVINGS
 
 
Person using RBFCU World Cash Back Mastercard credit card while shopping online
 
Start planning your spring break adventure. With the RBFCU World Cash Back Mastercard® credit card, you get more than unlimited 2% cash back on every purchase. Cardholders can take advantage of Mastercard Travel and Lifestyle Services that includes assistance 24/7/365 planning upcoming travel, savings and status upgrades on car and RV rentals, Lowest Hotel Rate Guarantee and much more.
 
APPLY TODAY!
 
 
Man and woman looking at car for sale
 
RBFCU creates super solutions for our members, and we simplify the process of purchasing your next vehicle from start to finish. First, search what’s available with the help of our Preferred Dealers. When the car you love comes along, see how quickly and easily you can apply for your loan. You might qualify to defer your first payment up to 60 days from the loan date.* We also offer additional coverage so you can be sure about your vehicle maintenance and loan protection needs, now and in the future!
 
KNOW HOW TO APPLY
 
 
Man installing laminate flooring in a home
 
Renovate, remodel, update flooring, install energy-efficient appliances and more. Our competitive rates make it easy to transform your living space into the home of your dreams. Whether it’s a kitchen makeover, new bathroom or landscaping, learn how a home improvement loan can provide the financial support you need.
 
TRANSFORM YOUR HOME
 
 
Woman doing her taxes at a laptop
 
RBFCU is teaming up with TurboTax, the No. 1 best-selling tax software, to help you get your taxes done right. File on your own, get help and advice from experts, or have a dedicated expert do your taxes for you — with TurboTax, you’re always guaranteed your maximum refund. Plus, get your refund up to two days early with RBFCU Direct Deposit. Take advantage of special member savings, including up to 20% off. Get started with TurboTax today!
 
FILE WITH TURBOTAX
 
 
Financial advisor works with woman and man
 
When it comes to investing your hard-earned money, having the right knowledge about fundamental concepts can help you grow more confident in your investment choices. To guide you, RBFCU Investments Group is pleased to share our latest article on 5 key investment principles.1
 
LEARN ABOUT INVESTING
 
 
 

To view important notices accompanying this month’s statements, visit rbfcu.org/inserts.

 
 
 
 

ANNUAL MEETING

The 72nd annual RBFCU Membership Meeting is scheduled for Tuesday, March 26, 2024 at noon, CDT. You can attend the meeting at 1 IKEA-RBFCU Parkway, Live Oak, TX 78233. For complete event details, please visit rbfcu.org/annualmeeting.

 
 

 


 

TERMS & CONDITIONS

Membership eligibility is required for all loans products and savings products. Contact our Consumer Lending Center for complete details.

Deposits are federally insured by NCUA. For Certificate account, minimum initial deposit and minimum balance is $1,000. Early withdrawal penalties will be imposed for early withdrawal.

Credit cards subject to credit approval. Program availability and terms subject to change. Terms and conditions may apply. Mastercard Travel & Lifestyle Services are provided by Ten Lifestyle Management USA, Inc. No travel bookings are being made by Mastercard, nor is Mastercard acting as a travel agency or providing any travel consultation or advice, in connection with Mastercard Travel & Lifestyle Services. If you book your three-star or higher hotel stay through the Mastercard Travel & Lifestyle Services program and you encounter problems with the hotel, contact Ten Lifestyle Management Limited, the designated travel agent for the Mastercard Travel Services program during your stay, and a Ten Lifestyle Manager will attempt to make it right for the remainder of your stay by working directly with the hotel to try to resolve your issue or will make efforts to find you comparable accommodations. Certain terms, conditions and exclusions apply. Visit https://travel.mastercard.com/product/page/hotel-guarantees for full details. Mastercard is a registered trademark, and the circles design is a trademark, of Mastercard International Incorporated.

Auto loans are subject to credit review and approval. Rates, programs and terms are subject to change without notice. Some restrictions may apply.

*Interest will accrue during the deferment period for the 60 day no payment option.

Home improvement loans subject to credit approval. Rates and terms subject to change without notice. Mortgage loans available only on property in Texas. As a safeguard, a 5-day cooling-off period is required by Texas law before home improvement loans may be closed. A 3-day right of rescission is also required after closing before the funds may be disbursed. NMLS# 583215.

Visit turbotax.intuit.com/corp/guarantees for TurboTax product guarantees and other important information. Limited time offer for TurboTax 2023. Savings are on TurboTax federal products only. Terms, conditions, features, availability, pricing, fees, service and support options subject to change without notice. Intuit, TurboTax and TurboTax Online, among others, are registered trademarks and/or service marks of Intuit Inc. in the United States and other countries. Other parties' trademarks or service marks are the property of their respective owners.

Direct Deposit and early payment of funds are subject to timing of originator funding.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

1Ameriprise Financial Services has a partnership with this financial institution to provide financial planning services and solutions to clients. The financial institution is not an investment client of Ameriprise but has a revenue sharing relationship with us that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.

Ameriprise Financial is not affiliated with the financial institution.

RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.

Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

RN2637756

 
 

PRIVACY & SECURITY INFORMATION

To ensure the privacy and security of your account information, please do not respond to this email. This mailbox is not monitored, and you won’t receive a reply.

Please visit rbfcu.org/contact-us for account assistance and self-service options.

Click here to read RBFCU’s Privacy Policy.

RBFCU will never initiate a phone call, email or text message to anyone — members or non-members — asking for your sign-in information, including usernames, passwords, security questions and answers, multifactor authentication (MFA) codes, MFA recovery codes and one-time passcodes (OTP), or other personal information, like account, credit card, debit card or Social Security numbers.

If you receive a suspicious phone call, email or text message, hang up, do not respond to the message, do not click any links, and do not open any attachments. Forward any suspicious emails and text message screenshots to abuse@rbfcu.org, then delete the message. If you believe your account, username or password has been compromised, you should immediately contact RBFCU at 210-945-3300 for assistance. Additionally, members should monitor their accounts regularly and report any suspicious transactions.

 
 
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration (NCUA), a U.S.
 Government Agency.   Federally Insured by NCUA. Equal Housing Lender.   Equal Housing Lender

© Randolph-Brooks Federal Credit Union 2024. P.O. Box 2097, Universal City, Texas 78148-2097.