TERMS & CONDITIONS
Membership eligibility required for savings products, loan products. Programs subject to change; other restrictions may apply.
RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.
An active RBFCU Freedom Debit Card linked with your account is required to send funds through Move Money.
1A $0.25 fee applies to transfers sent to non-RBFCU accounts, which will display as a separate transaction labeled “RBFCUsend transfer fee” in your Account Activity. For complete details, read the RBFCUsend User Agreement.
2Your friend or family member will receive a text or email message from RBFCU, directing them to a website where they can use their debit card to accept the money. Transfer recipients that are not RBFCU members must use a Mastercard- or Visa-branded debit card to accept any RBFCUsend transfers.
Transfers are limited to the available funds in your account. See the RBFCU Funds Availability Policy for details.
Cash Advances and Balance Transfers may not exceed your available credit limit. The use of a Mastercard Cash Advance to transfer a balance will result in a Cash Advance Fee. Cash back rewards are not earned on Balance Transfers or Cash Advances. Terms subject to change; other restrictions apply. Contact the Payment Services Department for complete details.
RBFCU Bill Pay™ is a free service for members. Additional fees will apply for using the Bill Pay Same Day service. Members who do not pay at least one bill per month for three consecutive months will automatically be removed from this service. RBFCU Checking required to use Bill Pay.
Loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms are subject to change without notice. Contact our Consumer Lending Center for more details.
To receive the Holiday Loan promotional rate, all required actions must be satisfied and the loan must be finalized within 60 days from the date the application was entered and no later than January 5th. Payment examples: 12 equal payments of $88.00 for a $1,000 loan at 7.70% APR; 12 equal payments of $92.00 for a $1,000 loan at 16.00% APR. Some restrictions may apply. For more details contact our Consumer Lending Center. Offer valid through Dec. 31, 2023.
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. ODDS OF WINNING DEPENDENT ON NUMBER OF ENTRIES. Sweepstakes begins at 12:00:01 AM Central Daylight Time (CDT) on Nov. 1, 2023 and ends 11:59:59 PM Central Standard Time (CST) on Dec. 27, 2023. The RBFCU 2023 Brighten Your Holidays Sweepstakes is only offered in Texas and entrants must be legal U.S. residents, 18 years of age or older as of Dec. 27, 2023, excluding residents of Florida, New York, Rhode Island, D.C., Puerto Rico and where otherwise prohibited. To enter without purchase or obligation: print name, complete address, phone, and date of birth on a plain 3” x 5” index card; mail it in a sealed, stamped and hand-printed #10 envelope to: RBFCU, ATTN: Payment Services – RBFCU 2023 Brighten Your Holidays Sweepstakes, P.O. Box 2097, Universal City, Texas 78148. No more than one (1) entry per 3” x 5” card permitted. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor’s sole discretion. All mailed entries must be postmarked by Dec. 27, 2023 and received by Jan. 3, 2024. Mastercard is not affiliated with, and neither endorses nor sponsors the RBFCU 2023 Brighten Your Holidays Sweepstakes. For Official Rules, visit rbfcu.org/sweeps.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Credit cards subject to credit approval.
Loans subject to credit approval. Rates and terms subject to change without notice. RBFCU mortgage loans are available only on property in Texas. Origination fee program not available for short term loans, FHA or VA loans. NMLS# 583215
3Additional qualifications including debt-to-income (DTI) limits are required to obtain 90% financing on land loans.
T-Mobile promotion: After rebate via virtual prepaid card when you port-in a new voice line on a qualifying plan.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Ameriprise Financial Services has a partnership with this financial institution to provide financial planning services and solutions to clients. The financial institution is not an investment client of Ameriprise but has a revenue sharing relationship with us that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.
Clients contributing to a 529 Plan offered by a state in which they are not a resident, should consider, before investing, whether their or their designated beneficiary(s) home state offers any state tax or other state benefits such as financial aid, scholarship funds or protection from creditors that are only available for investments in such state’s qualified tuition program.
RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.
Ameriprise Financial and the financial institution are not affiliated.
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
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