Loans for every type of journey
Whatever type of vehicle you need, RBFCU has the right financing options for you. We offer loans on several vehicles — including motorcycles, boats (excluding yachts), RVs, ATVs and personal watercrafts. We also offer loans for specialized collateral, like farm equipment, tractors, trailers and more. And, if you want to refinance from another institution, you can take advantage of our low rates.
Just complete the online application in a few simple steps.
Ready to apply for a loan? Here’s what you’ll need to complete the application:
- The amount you would like to borrow
- The number of years you want to finance your loan (term length)
- Your current employment and income information
- Your phone number and email
- Information for joint borrowers you plan to include on the auto loan (including date of birth, address, income and employment, Social Security number and contact information; if applicable)
Are there any vehicles that RBFCU does not finance?
RBFCU does not finance salvaged or reconditioned vehicles.
Can I refinance a motorcycle or other vehicle, or only an auto?
Refinancing can be a great option on all vehicle loan types, including motorcycles, RVs and watercraft. You can complete the refinancing application online.
What are the limits for motorcycle loans?
We do not have specific loan limits, but take into consideration many other factors regarding your financial standing, loan-to-value, and the vehicle itself.
Can I get a preapproval for a boat, motorcycle, etc. loan?
Yes, we do offer preapprovals for many different types of consumer loans, which can make your vehicle shopping experience easier. You can complete the loan application online.
Do I need a down payment to buy a vehicle?
RBFCU does not always require a down payment for auto loans. Whether you need to make a down payment will depend on your unique situation, including loan amount, loan term and credit history.
Loans are subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms subject to change without notice. Some restrictions may apply. Contact our Consumer Lender Center for more details.