Better Banking

It's What We Do at RBFCU


what we do

Every day is a new opportunity to make someone’s life a little easier and a little better. That’s how we feel about banking.

RBFCU provides banking solutions that help you save time, save money and earn money. Our RBFCU Mobile app and Online Banking make it easy to manage your accounts and apply online for low-rate loans, and products like Really Free Checking accounts with no monthly fees and cash back credit cards that help put money back in your pocket.


given back to members in rewards in 2021




in estimated direct financial benefits per member household1

“I like RBFCU because they create a stress-free environment. It’s all about relationships.”

Mr. Smith | Member since 2013

Building relationships

Banking should be about people, not profits, and your financial institution should treat you like a member, not an account number. RBFCU does that by building relationships with our members. Becoming an RBFCU member is like joining a family.

When serving our members, it’s all about people helping people. Whether you visit us at one of our more than 60 branches, chat with us online or call us, we’ll be there when you need us.

Time for a change? If you’re ready for a new way to bank, RBFCU is here to help.

Treating you like family ... it’s what we do at RBFCU.

More than 4,000 ways to join

RBFCU membership is easy. With thousands of ways to join, you may be eligible for membership based on where you live, work, worship or attend school. Immediate family of current RBFCU members are also eligible for membership.

#1 Mortgage Lender in Texas

Buying a home is one of the biggest financial decisions you’ll make in your lifetime. As the top mortgage lender in Texas for loans funded by credit unions2, RBFCU is there for you every step of the way, whether you’re purchasing a new home or refinancing your existing one.

One of Texas’ largest credit unions

With more than 60 branches across the Lone Star State and more than $15.4 billion in assets, RBFCU can help you save time, save money and earn money. Our team of dedicated professionals are here to help you achieve your goals and build a strong financial future.

“We are blessed to have wonderful family like RBFCU with us.”

Delgado Family | Members since 2012

Looking out for you

RBFCU doesn’t feel like a big bank … because we’re not. We're a financial cooperative — a not-for-profit — because our members are also our owners.

Together, we’re able to offer you a variety of products like low-rate loans, Really Free Checking, and cash back rewards on credit cards, along with advice and support when you need it most. Becoming a member of the RBFCU family means never facing a financial decision alone.

It’s time to get more out of your financial institution. See what’s possible with RBFCU.

Securing your financial future … it’s what we do at RBFCU.

Auto and home loans

Take advantage of our low-rate auto loans and full-service mortgage loans.

Credit cards

Enjoy low rates or earn cash rewards on every purchase.

Really Free Checking

$0 monthly maintenance fee,
$0 minimum balance.

“Once I decided to leave my old bank and switch to RBFCU, I had peace of mind
knowing that my hard-earned money was safe.”

Alexis G. | Member since 2011

Where you belong

RBFCU is committed to providing you with the tools and resources to help you manage your finances. We do this with the latest technology and without the unnecessary fees that big banks charge. We don’t forget it’s your money. We invest in our members and their communities to help keep more of your money in your pocket.

It’s time to find a new way to bank. It’s RBFCU.

Building your trust … it’s what we do at RBFCU.



1Savings per member household. Data according to CUNA Datatrac 12-month reporting period ending September 2022.

2#1 Mortgage Lender in Texas for Credit Unions — Loans Funded, based on 2021 National HMDA data published by Federal Financial Institutions Examination Council.