FHA & VA Mortgages

Make your dreams of homeownership a reality

RBFCU and our affiliate company, Domain Mortgage, know that the homebuying process might seem overwhelming, especially for first-timers. If you're looking for a more affordable path to homeownership and navigating some of the traditional buyer's hurdles — like down payment requirements — our affiliate company, Domain Mortgage, has options to help you find the mortgage loan you need.

An FHA loan is a mortgage loan insured by the Federal Housing Administration. A VA loan is designed for military members, veterans and surviving spouses, and is guaranteed by the Veterans Affairs Department. These loans provide buyers, including first-time homebuyers, with additional lending options.

To speak with a Loan Officer about FHA and VA loans, call Domain Mortgage at 1-833-552-7759.

FHA 30 Year
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FHA 15 Year
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VA 30 Year
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VA 15 Year
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FHA loans and VA loans are offered through RB Mortgage LLC dba Domain Mortgage NMLS# 862516.

Which mortgage loan fits my needs — an FHA or a VA loan?

Life stage


FHA loan

• First-time homebuyer • Seeking a loan option with a lower down payment • Seeking to use gift funds as a down payment • Concerned about debt-to-income ratio

VA loan

• Service member, veteran, surviving spouse • Would like to secure a loan without a down payment requirement • Concerned about debt-to-income ratio

Low down payments


FHA loan

Available down payment option as low as 3.5 percent of the purchase price

VA loan

Up to 100 percent financing with no down payment for qualified veterans, active-duty personnel, reservists and eligible family members

Low closing costs


FHA loan

Seller can pay up to 6 percent of the closing costs, and closing costs can come from gifts

VA loan

Seller can pay up to 6 percent of the closing costs, and closing costs can come from gifts

Calculators

  • How much home can I afford?
  • Should I rent or buy?
  • Which mortgage loan is a better fit for me?
  • How much will my mortgage payments be?

FAQs


Still have mortgage questions?

Loans subject to credit approval. Rates and terms subject to change without notice. Mortgage loans are available only on property in Texas. Origination fees may apply. RBFCU NMLS# 583215. FHA/VA loans offered through RB Mortgage LLC dba Domain Mortgage (NMLS# 862516). RB Mortgage LLC dba Domain Mortgage is principally owned by RBFCU Services LLC. RBFCU Services LLC is affiliated with Randolph-Brooks Federal Credit Union.