TERMS & CONDITIONS
Loans are subject to credit approval and rates are subject to change. Some restrictions may apply. For complete details, contact the Consumer Lending Center.
Payment example for Holiday Loan: 12 equal payments of $87.00 for a $1,000 loan at 6.5% APR; 12 equal payments of $92 for a $1,000 loan at 16.0% APR. Maximum loan amount $5,000. Some restrictions may apply. For more details, contact the Consumer Lending Center. Holiday Loan offer valid through Dec. 31, 2022.
Under Texas law, the maximum amount you can borrow with any Home Equity Loan or a HELOC is 80% of your home's appraised value. All RBFCU mortgage loans are available only on property in Texas. Home Equity Loans and HELOCs are available on your primary residence only. Your specific rate and term will be dependent upon your credit rating, collateral value, amount financed, lien position and other factors. Borrower will be responsible for certain closing costs which may include title insurance, appraisal fee, and survey costs. Hazard insurance is required, including flood insurance, if applicable. NMLS #583215
RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.
Additional qualifications apply to use RBFCU Mobile Deposit®. All deposits, including Mobile Deposits, are subject to the RBFCU Funds Availability Policy. Certain restrictions, including daily and monthly deposit limitations, may apply.
*Features using contacts to transfer money are currently available on the RBFCU Mobile app only. A $0.25 fee applies to transfers sent to non-RBFCU accounts, which will display as a separate transaction labeled “RBFCUsend transfer fee.” in your Account Activity. For complete details, read the RBFCUsend User Agreement. Transfer recipients that are not RBFCU members must use a Mastercard- or Visa-branded debit card to accept any RBFCUsend transfers. Request money feature for use in the RBFCU Mobile app with other RBFCU members only.
NO PURCHASE NECESSARY TO ENTER OR WIN. A PURCHASE WILL NOT IMPROVE YOUR CHANCES OF WINNING. Sweepstakes begins at 12:00:00 AM Central Standard Time (CST) on November 1, 2022 and ends 11:59:59 PM CST on December 27, 2022. The RBFCU 2022 Brighten Your Holidays Sweepstakes is only offered in Texas and entrants must be legal U.S. residents, 18 years of age or older as of December 27, 2022, excluding residents of Florida, New York, Rhode Island, Washington, D.C., Puerto Rico and where otherwise prohibited. To enter without purchase or obligation: print name, complete address, phone, and date of birth on a plain 3” x 5” index card; mail it in a sealed, stamped and hand-printed #10 envelope to: RBFCU, ATTN: Payment Services – RBFCU 2022 Brighten Your Holidays Sweepstakes, P.O. Box 2097, Universal City, Texas 78148. No more than one (1) entry per 3” x 5” card permitted. Incomplete entries or entries not complying with these Official Rules are subject to disqualification, at the Sponsor’s sole discretion. All mailed entries must be postmarked by December 27, 2022 and received by January 3, 2023. Mastercard is not affiliated with, and neither endorses nor sponsors the RBFCU 2022 Brighten Your Holidays Sweepstakes. For Official Rules, visit rbfcu.org/sweeps.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Ameriprise Financial Services has a partnership with this financial institution to provide financial planning services and solutions to clients. The financial institution is not an investment client of Ameriprise but has a revenue sharing relationship with us that creates a conflict of interest. Details on how we work together can be found on ameriprise.com/sec-disclosure.
Before you purchase long-term care insurance, be sure to consider the policy’s features, benefits, risks and fees, and whether it is appropriate for you, based upon your financial situation and objectives.
RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.
Investment advisory products and services are made available through Ameriprise Financial Services, LLC, a registered investment adviser.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
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