RBFCU Monthly Newsletter
 
 

Don’t let your summer season slip away without sharing some fun — and savings — with those close to you. RBFCU helps you extend the happiness … it’s what we do!


HOLIDAY CLOSURES

RBFCU will be closed for Labor Day on Monday, Sept. 5. You can access your accounts through Online Banking and the RBFCU Mobile app and make banking transactions at many RBFCU ATMs.

 
Mom handing daughter credit card
 
Get peace of mind when sending your child off to college, or help a family member build credit, by adding them as an authorized user. Adding an authorized user to your RBFCU Mastercard® credit card can be a simple and effective way to establish someone’s credit. An authorized user can make purchases and use the card as if it were their own but isn’t considered the primary account holder (the person whose name is listed on the credit account is fully responsible for charges made to the card). There’s no credit check and the primary cardholder’s positive payment history helps build the authorized user’s credit. Call 210-945-3300 to add an authorized user today!
 
BUILD YOUR FAMILY'S CREDIT
 
 
Woman shopping for a car online
 
Whether you’re looking for a new car, or a “new to you” used vehicle, finding the right one has never been easier. As a member of RBFCU, you can benefit from relationships with our Preferred Dealers or shop online with Carvana to make your purchasing and financing experience seamless. Shop anytime from the comfort of your home.
 
SHOP FOR YOUR NEW CAR
 
 
Get Paid Early! Set up Direct Deposit today!
 
With our early pay Direct Deposit, you can receive your paycheck or federal benefits up to two days faster at no charge. All you need to get started is the RBFCU routing number, 314089681, and your checking account number. Start getting your money faster!
 
SET UP DIRECT DEPOSIT TODAY!
 
 
Man leaning back in chair with arms folded behind head while using laptop
 
RBFCU Certificates are a safe way to save with higher yields than a regular savings account and flexible terms ranging from months to years. In volatile times, investors look to Certificates for guaranteed return rates, low deposit requirements, multiple term options, and the security of federal insurance up to $250,000 through the National Credit Union Administration (NCUA).
 
LEARN ABOUT SAFE SAVINGS
 
 
MemberSafe
 
There are many ways that identity thieves can wrongfully obtain and use your personal data and damage your credit. If they’re successful, it costs you time and money to restore your credit status. MemberSafe, offered by RBFCU, provides proactive protection against bank/finance fraud, credit card fraud, identity theft, medical identity theft and phone/utility fraud. As part of the $5.95 monthly charge, you and your family get up to $10,000 in fraud reimbursement coverage, as well as dedicated assistance from a specialized fraud case manager.
 
SIGN UP FOR MEMBERSAFE
 
 
Smartphone showing RBFCU Mobile app
 
We’re focused on reducing wait times and improving our member experience. That’s why we’ve launched our Chat feature on the RBFCU Mobile app! Have a question? Sign in to the app and once you tap the + sign and “Contact Us,” you’ll see “Start Chat.” Our Member Service Center representatives are available from 8 a.m. to 6 p.m. Monday through Friday and 8:30 a.m. to 4 p.m. Saturday. Chat to get help with your loan application, answer questions and more!
 
RBFCU — ANYTIME, ANYWHERE!
 
 
Financial advisor showing paperwork to a client
 
This popular savings option offers tax advantages and the chance to grow your retirement income. Discover the differences and choose the right IRA for your retirement plans. Learn more today by visiting rbfcu.org/investments or calling 1-888-294-0202 today to arrange a convenient, no-cost, no-obligation initial consultation.
 
IRAS: WHAT TO KNOW
 

 


 

TERMS & CONDITIONS

All loans are subject to credit review and approval. Rates are subject to change without notice. Some restrictions may apply. For complete details, contact the Consumer Lending Center.

Authorized users will have the same charging privileges as the primary cardholder but will not be financially responsible. The primary cardholder will be responsible for all transactions made by that person to the fullest extent permitted by law, including transactions for which you may not have intended to be liable, even if the amount of those transactions causes your credit limit to be exceeded. By adding a user, you authorize the person to use your account to the same extent you can, including but not limited to making purchases, requesting Balance Transfers and initiating Cash Advances. RBFCU provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s) and address(es) you’ve provided us, that all their information is correct, and that you have their consent to add them. You or the authorized user may terminate the authorized user’s authority at any time by contacting RBFCU Payment Services at 210-945-3300 ext. 74571.

Direct Deposit and early payment of funds are subject to timing of originator funding.

Certificates rates and terms are subject to change without prior notice. Additional restrictions may apply. Minimum initial deposit and minimum balance is $1,000. Penalty for early withdrawal may reduce earnings.

MemberSafe® service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” on the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students. Personal Internet & Identity Coverage Master Policy issued to Econ-O-Check Association underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. Services and benefits for cellular telephone coverage are insured under a policy from Plateau Casualty Insurance Company, 2701 North Main Street, Crossville, TN. The description herein are summaries only and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Registration/activation required.

RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.

Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.

Ameriprise Financial is not affiliated with the financial institution.

RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.

The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.

Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.

Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.

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PRIVACY & SECURITY INFORMATION

To ensure the privacy and security of your account information, please do not respond to this email. This mailbox is not monitored, and you won’t receive a reply.

Please visit rbfcu.org/contact-us for account assistance and self-service options.

Click here to read RBFCU’s Privacy Policy.

RBFCU will never initiate a phone call, email or text message to anyone — members or non-members — asking for your sign-in information, including usernames, passwords, security questions and one-time passcodes, or other personal information, like account or Social Security numbers.

If you receive a suspicious phone call, email or text message, hang up, do not respond to the message, do not click any links, and do not open any attachments. Forward any suspicious emails and text message screenshots to abuse@rbfcu.org, then delete the message. If you believe your account, username or password has been compromised, you should immediately contact RBFCU at 210-945-3300 for assistance.

 
 

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
 National Credit Union Administration (NCUA), a U.S.
 Government Agency.   Federally Insured by NCUA. Equal Housing Lender.   Equal Housing Lender

© Randolph-Brooks Federal Credit Union 2022. P.O. Box 2097, Universal City, Texas 78148-2097.