TERMS & CONDITIONS
All loans are subject to credit review and approval. Rates are subject to change without notice. Some restrictions may apply. For complete details, contact the Consumer Lending Center.
Authorized users will have the same charging privileges as the primary cardholder but will not be financially responsible. The primary cardholder will be responsible for all transactions made by that person to the fullest extent permitted by law, including transactions for which you may not have intended to be liable, even if the amount of those transactions causes your credit limit to be exceeded. By adding a user, you authorize the person to use your account to the same extent you can, including but not limited to making purchases, requesting Balance Transfers and initiating Cash Advances. RBFCU provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s) and address(es) you’ve provided us, that all their information is correct, and that you have their consent to add them. You or the authorized user may terminate the authorized user’s authority at any time by contacting RBFCU Payment Services at 210-945-3300 ext. 74571.
Direct Deposit and early payment of funds are subject to timing of originator funding.
Certificates rates and terms are subject to change without prior notice. Additional restrictions may apply. Minimum initial deposit and minimum balance is $1,000. Penalty for early withdrawal may reduce earnings.
MemberSafe® service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. Service is not available to a “signer” on the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students. Personal Internet & Identity Coverage Master Policy issued to Econ-O-Check Association underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. Services and benefits for cellular telephone coverage are insured under a policy from Plateau Casualty Insurance Company, 2701 North Main Street, Crossville, TN. The description herein are summaries only and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Registration/activation required.
RBFCU does not charge a fee for the RBFCU Mobile app, but you may be charged for data by your mobile wireless provider.
Investment products are not insured by the FDIC, NCUA or any federal agency, are not deposits or obligations of, or guaranteed by any financial institution, and involve investment risks including possible loss of principal and fluctuation in value.
Ameriprise Financial is not affiliated with the financial institution.
RBFCU Investments Group is a financial advisory practice of Ameriprise Financial Services, LLC.
The initial consultation provides an overview of financial planning concepts. You will not receive written analysis and/or recommendations.
Ameriprise Financial, Inc. and its affiliates do not offer tax or legal advice. Consumers should consult with their tax advisor or attorney regarding their specific situation.
Securities offered by Ameriprise Financial Services, LLC. Member FINRA and SIPC.
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