Home


Get our MasterCard® and enjoy a low, introductory rate of 3.9% APR1 for the first six months on ALL purchases, cash advances, and balance transfers.

The favor of a reply is requested …
Click on the MasterCard images below to learn more about the card that best fits your needs and to apply online:

cashback mastercard


Earn up to 1% cash back on retail purchases, with a rate as low as 11.76% APR2


platinum rewards mastercard

Earn one Star Point for every net dollar you spend.
Points can be redeemed for gift certificates, merchandise, and airline tickets. Rates are as low as 9.76% APR2

preferred rate mastercard

Rates are as low as 8.76% APR.2
Plus, you can earn an extra 1% off your initial qualifying rate based on the number of relationships you have with us.

Get Your Card Today!
Apply Online
• Call our Consumer Lending Center
• Visit your Neighborhood Branch


1 Rates and terms are subject to change without notice. The 3.9% Annual Percentage Rate (APR) is an introductory rate available on purchases, cash advances, and balance transfers made during the first six billing cycles that your account is open. The APR on all balances after the initial six-month period and all transactions beginning with the seventh billing cycle that your account is open will convert to 11.76% – 15.76% APR for Gold CashBack, 9.76% – 15.76% APR for Platinum Rewards, and 8.76% – 10.76% APR for Platinum Preferred Rate. Your APR may vary if you default under any Card Agreement that you have with us, because you fail to make a payment to us when due, you exceed your credit line, or you make a payment to us that is not honored by your financial institution. In such circumstances, we may increase your APR (including promotional rates) on all balances to a default rate of 15.76% APR. If you use your MasterCard to make purchases denominated in a foreign currency, you will be charged a foreign exchange fee by MasterCard to convert the currency. Your specific rate will be dependent upon your credit rating, your relationship with us, and other factors. Call our Consumer Lending Center at 210-945-3300 (San Antonio), 512-833-3300 (Austin) or 1-800-580-3300 (toll free) for more details.
2 Credit cards are subject to credit approval. Your specific rate will be dependent upon your credit rating, your relationship with us, and other factors. Call our Consumer Lending Center at 210-945-3300 (San Antonio), 512-833-3300 (Austin) or 1-800-580-3300 (toll free) for more details.

The information about the cost of the cards described is accurate as of January 26, 2009. This information may change after that date. To find out what may have changed, call our Consumer Lending Center at 210-945-3300 (San Antonio), 512-833-3300 (Austin) or 1-800-580-3300 (toll free). Collateral securing other loans may also secure this loan transaction. Further, by entering into this agreement, you are giving the Credit Union security interest in all present and future shares and deposits in any account in the Credit Union in which you have an interest.

© Randolph-Brooks Federal Credit Union 2009