Austin – Say Hello To A Checking Account That Pays You To Use It!

Our Really Free Checking Account is the perfect solution for members who need a basic, economical checking account and it's available to our Austin, Buda and Cedar Park members. Use our online checking as an easy and secure way to access your checking account 24 hours a day.

Our free, cash back checking offers:

  • 10¢ cash back on all debit card purchases
  • FREE standard RBFCU checks when ordered online
  • No monthly service fees
  • No minimum balance requirement
  • FREE online account access
  • Unlimited check writing
  • Competitive dividends
  • Overdraft protection
  • FREE online and mobile account management with eServices

Not a member? Join Online Today!

Use our routing number, 3 1 4 0 8 9 6 8 1, to electronically transfer funds into or out of your Randolph-Brooks Really Free Checking account.

Your FREE Freedom Check Card makes it easy to access your RBFCU checking account 24 hours a day! This handy debit card can be used at any point-of-sale terminal and ATMs worldwide.

Experience the difference with your own RBFCU free cash back checking! Now serving the Greater Austin area including Buda and Cedar Park.

The credit union reserves the right to determine if transactions processed under the 10¢ cash back program are usual and customary. Transactions that are not usual and customary are: 1) not eligible for the rewards payment and 2) may result in a loss of check card privileges and any accrued rewards cash.

Federally insured by the NCUA

Really Free Checking 4.9 5 919 919
Very good customer service. This is an excellent Credit Union to be a part of. I can honestly say that in the 5 years that I've been with Randolph Brooks, I have never had any major issues. The only thing I can really say is I wish they had more locations in the Dallas area. I recently moved from Austin to Dallas and refuse to close my account or bank with anyone else. I would rather drive 45 minutes to Plano to stay with Randolph Brooks then go to a bank. February 25, 2015
Love RBFCU I love my credit union and the annual cash back. Extremely satisfied with this experience. February 25, 2015
Great Rewards Debit Card I enjoy using my card all year and seeing my points increase for the payout in Feb. You dont see that with other debit cards at all. February 25, 2015
customer care RBFCU customer care service is outstanding. When my account was comprimised twice, they understood me and took great care of me. Since then I have figured out who the merchant was, and havent had any issues since. Thank you RBFCU for having my back. February 25, 2015
Simple, easy and convenient As the trend is to do everything electronically, RBFCU has always been one step ahead. Their simple and yet effective, user-friendly access to: checking, savings or other accounts, including banking services are A+. February 24, 2015
Easy to use! I have had each of my kids join as they get old enough! February 24, 2015
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