Home Improvement & Renovation Loans

Home Improvement

If you're looking to update your current home, consider a home improvement loan from RBFCU. Whether you're remodeling, sprucing up the exterior or adding on to create additional square footage, we make it easy for property owners across Texas to affordably access home improvement financing options that meet their needs. With the right loan, you'll have the funding you need to transform your house into something you can call "home sweet home."

Use our home improvement loans to:

  • Add a new room or pool
  • Replace older carpet with hardwood or laminate flooring
  • Brighten up your home with a new coat of paint
  • "Go green" by making your home more energy efficient
  • Update your landscaping
  • Change out kitchen cabinets
  • Replace entryway linoleum with tile
  • Switch out fading wallpaper

Features of our Home Improvement Loans include:

  • The option to finance up to 100% of your home's fair market value with our 4 year term, 95% with our 7 year term, or 90% with our 15 year term
  • No prepayment penalties
  • Automatic payment options

RBFCU can help you choose a short-term loan that is either secured or unsecured, depending on what's best for your home improvement needs. Our home improvement specialists will walk you through the loan process from beginning to end so you can stay on track toward a solid financial future.

Let us help you find a home improvement loan so you can stretch your dollar as far as possible and increase the overall value of your home. Call our RBFCU Mortgage Resource Center and let us help you begin financing your home improvements today.

Note: To preserve your ability to obtain a Home Improvement Loan, please do not have any work started or any materials delivered to your property prior to closing on your loan.

Download our home improvement loan application (450K or approx. 3 min. download using dial-up. Requires Adobe® Reader® V5.0+).

Loans subject to credit approval. Rates and terms subject to change without notice. RBFCU mortgage loans are available only on property in Texas. As a safeguard, a 5-day cooling-off period is required by Texas law before Home Improvement Loans may be closed. A three-day Right of Rescission is also required after closing before the funds may be disbursed.

NMLS# 583215