Fixed Rate Mortgages

These loans offer you greater financial security with your next purchase or refinance decision, as they allow your monthly principal and interest payments to remain constant throughout the life of the loan (not including insurance and taxes).

  • Low down payment – as little as 5 percent down*
  • Low closing costs
  • Escrow accounts available – with dividends paid
  • Servicing retained by Randolph-Brooks
  • No prepayment penalties
  • Jumbo loans available
  • Private Mortgage Insurance (PMI)* or a second mortgage (piggyback) may be required if down payment is less than 20%
  • 5, 7, 10, and 15 year terms are also available.

Membership eligibility required. Loans subject to credit approval. Rates and terms subject to change without notice. RBFCU mortgage loans are available only on property in Texas.

* Loans requiring PMI or piggyback financing are subject to additional qualifications, are limited to your primary residence and may require a larger down payment.

Lender licensed by the National Mortgage Licensing System under registration number 583215.