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Share & Certificate Personal Loans

Secured loans are a great way to borrow more money and keep your loan for a longer period of time. How? By letting your Savings Account work for you. The RBFCU Secured Loan solution allows you to borrow funds that are secured by your Savings Account or Share Certificate.

With a Secured Loans, the borrower provides some sort of collateral for the loan. With some loans, borrowed funds can be secured by an asset, such as a car or property. With an RBFCU secured loan, you can use your Savings Account or a Share Certificate to secure your loan.

Click "Apply Now" to fill out an online secured personal loan application today

Why choose a Secured Loan?

  • Allows you to repay the loan at a lower rate
  • Your Savings or Certificate continues to earn dividends during the loan period
  • Secured funds are released as the loan principal is reduced through payments

Share Secured Loan Rate - 2% APR over your share dividend rate. Flexible terms.

Certificate Secured Loan Rate - 2% APR over your certificate rate rounded up to the nearest .25%. Repayment up to certificate's remaining term.

Save money. Apply today!

Subject to credit approval. Your specific rate will be dependent upon your credit rating, relationship with us, and other factors. Rates and terms subject to change without notice.