RBFCU Credit Cards

3.9% Introductory APR on Balance Transfers and Cash Advances during the first 180 days from the account open date.

Plus, following the balance transfer, you'll have twelve full months to pay back your transferred balances at 3.9% APR.

So, whether you want to pay off other high interest credit cards, need extra cash for purchases, or are just looking for a valuable credit card, an RBFCU Mastercard® will keep interest payments low and make purchases easy and rewarding!

Looking for a business credit card? The Business Select Mastercard rewards you for everyday business expenses.

Premier Rate
Rates as low as 8.20% APR

CashBack Rewards
Rates as low as 10.40% APR

RBFCU Premier Rate MasterCard RBFCU CashBack Rewards MasterCard

Receive a great low rate with the flexibility you need to pay off your balances quickly or make purchases without accruing large interest charges.

Earn up to 3% on gas, up to 2% at restaurants, and up to 1% on all other purchases. Plus, you can cash out your rewards any time you need them!

Features and benefits of both cards include:

25-day Grace Period on Purchases
$0 Fraud Liability/24-7 Fraud Monitoring
$1 Million in Travel Accident Insurance
MasterRentalTM Insurance
International Acceptance

Apply Now


Useful Links Useful Resources

RBFCU Chip Cards
Current Cardholder Promotions
Learn More About our Rates and Fees
Annual Credit Report
MC Security and Credit Basics
MasterCard Guide to Benefits

Frequently Asked Questions
Report a Lost or Stolen Card
Premier Rate Disclosures
CashBack Rewards Disclosures
How to Request a Cash Advance or Balance Transfer


Membership eligibility is required. Credit cards are subject to credit approval. Rates and terms subject to change; other restrictions may apply. The 3.9% Annual Percentage Rate (APR) is a promotional rate for balance transfers and cash advances made during the first 180 days your account is open. A fee of 2% ($200 maximum) of the amount of the cash advance or balance transfer will be charged. Promotional rate balances will remain at 3.9% APR for twelve full billing cycles. Beginning with the thirteenth billing cycle, any remaining balance will be repriced to an APR of 8.20% to 17.20% for a Premier Rate credit card or 10.40% to 18% for a CashBack Rewards card based on your creditworthiness and other factors. This APR will vary with the market based on the Prime Rate. All purchases made during the promotional period and thereafter will be at the previously stated APR ranges for the respective MasterCard products. Contact the Consumer Lending Center for complete details. If you use your Mastercard to make purchases denominated in a foreign currency, you will be charged a foreign exchange fee by Mastercard to convert currency.