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Personal Line of Credit

A Line of Credit is a loan that gives you the ability to borrow money when you need it, and only pay for the amount you borrowed. For many Americans, a Personal Line of Credit is a great way to borrow funds for anything from weddings to college tuition to home improvements. Rather than receive the loan money all at once, a credit union Personal Line of Credit is ready and available when you need it. Borrow as much as you need (up to the limit), whenever you need it and you'll only pay interest on the amount you borrow. It's that easy! Click the "Apply Now" button to fill out our online application. Have questions about our loans or Personal Line of Credit? Stop by an RBFCU branch today or give us a call to speak with one of our lending experts.

Our Personal Line of Credit features:

  • Low payments
  • A set limit based on your credit history and rating
  • The ability to utilize your Line of Credit as an automatic form of overdraft protection for your Checking Account
  • The ability to access your Line of Credit from HAL (our Automated Phone System), Member Service Center, or any branch location.

To apply for a Line of Credit:

For more information view the Line of Credit Disclosure.

Subject to credit approval. Your specific rate and term will be dependent upon your credit rating and other factors. Rates and terms subject to change without notice. Some restrictions may apply.