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Business Financing Solutions

Our Business Solutions team can provide affordable solutions for your borrowing and business financing needs with Conventional Business loans and Small Business Administration loans

With competitive rates and flexible terms, our conventional business loans provide you with peace of mind. We offer real estate loans, lines of credit, credit cards and more.

Our Conventional Business Loan products include:

Commercial Real Estate and Construction Loans

Finance up to 80 percent of your property and/or building's value with competitive rates and terms that meet your needs. We offer interim financing for construction loans at competitive rates as well as a one-time close option on construction loans.

Line of Credit

A business line of credit may be the perfect business loan to assist you with your cash flow needs. You'll receive a fixed rate and can process your advances online.

MasterCard® Credit Cards

Whether you want to pay off other high interest credit cards, need extra cash for purchases, or are just looking for a valuable credit card, an RBFCU MasterCard will keep interest payments low and make purchases easy and rewarding.

Vehicle and Equipment Loans

When you choose an RBFCU business loan, we provide low rates that can save you money, whatever type of business vehicle loan you may need. Equipment loans can sometimes be difficult to secure and very costly, but we can help. We finance a variety of specialty items, such as construction equipment, scientific/medical equipment, heavy machinery and equipment.

Our SBA (Small Business Administration) Lending:

SBA Guaranteed Loans

SBA guaranteed loans can provide borrowers with lower down payment requirements and longer loan terms to assist with minimizing monthly payments and improving cash flow. As a national award-winning Preferred and Express Lender, RBFCU offers a variety of SBA loans through the 7(a) and 504 loan programs.

SBA loan proceeds can be used for:

  • Business acquisition
  • Equipment
  • Commercial vehicles
  • Commercial real estate purchase/renovation
  • Construction
  • Franchises
  • Working capital

At this time, business loan applications can only be completed by calling our Business Solutions department.

To learn more:

Useful Links

U.S. Small Business Administation
San Antonio Small Business Development Center
Austin/San Marcos Small Business Development Center

Business Lending rates and terms are subject to change and are offered with approved credit.