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Business Checking Accounts

Our accounts offer your business a competitive edge with value-added benefits.

RBFCU has three options to provide greater value and choices for your business. Each account has different maintenance fee structures based on item volume and have been developed to accommodate businesses of all sizes.

Account Type Monthly Maintenance Fee Free Items1 Over Limit Fee Coin Counter Fee2
Basic Business Checking $0.00 50 $0.25 per item over 50 2%
Preferred Business Checking $5.00 250 $0.25 per item over 250 2%
Elite Business Checking $15.00 Unlimited N/A 2%

1Item: Any check, ACH funds transfer, teller cash withdrawal, ATM withdrawal, debit card purchase, fee, charge or other amount that is added to or subtracted from your balance. 2Gross amount of coin counted.

There are opportunities to reduce or avoid monthly maintenance fees by maintaining a business loan balance of over $50,000, having a business ACH Origination Agreement with RBFCU or using merchant or payroll processing through RBFCU's provider.

As an added benefit for business account owners, RBFCU now offers a free feature called eShare. This allows business owners with a valid Employer Identification Number to assign account access to trusted delegates (CPA, bookkeeper, etc.) — using parameters you specify — without having to share personal login credentials. Don't forget, you can earn 10¢ cash back on every purchase when you use your RBFCU Business debit card.

Contact our Member Service Center or visit your neighborhood branch to learn more.

Not sure what documents are needed to open your business account? View our account requirements.

Useful Links Today's Rates

U.S. Small Business Administration
Business Account Requirements
San Antonio Small Business Development Center
Austin/San Marcos Small Business Development Center

Click below for details.

APY1 as high as:
Savings 0.25%
Checking 0.05%
Money Market 0.40%
Certificate (1-Yr) 1.06%
1 APY - Annual Percentage Yield.