Why Join a Credit Union? Why Join a Credit Union?

Credit unions exist to help their member-owners and not to enrich shareholders, thus, credit unions return their profits to the members in the form of higher dividends on share accounts, lower loan rates, and discounted fees for financial services. This spirit of cooperation, along with a commitment to personalized service, creates a sense of family that sets credit unions apart from other financial institutions.

Members of a credit union have an equal voice in how the credit union is run, regardless of how much money you have on deposit. A credit union's board of directors serves on a voluntary basis and they are voted on by the membership.