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RBFCU Really Free Checking Account

RBFCU Routing Number: 3 1 4 0 8 9 6 8 1

Experience the RBFCU difference with our Really Free Checking Account!

At RBFCU, we offer all the perks and conveniences you need from a checking account, including:

  • 10¢ cash back on all debit card purchases
  • No monthly service fees or minimum balance requirements
  • FREE RBFCU Mobile applications for iPhone,® iPad and AndroidTM devices
  • Free online account access with detailed transaction information
  • Free online bill pay
  • Unlimited check writing and FREE standard RBFCU checks when ordered online
  • 24/7 fraud monitoring and $0 liability on debit cards
  • Competitive dividends
  • Overdraft protection/Courtesy Pay
  • And more!

Freedom Check Card debit card

By pairing your Really Free Checking Account with your Freedom Check Card debit card, you'll save money through low fees and earn money with cash back in the palm of your hand. Experience the value of RBFCU membership by opening your Really Free Checking Account today!

Other Accounts
Other RBFCU Services

Money-saving Tips
Retirement Checklist
Budgeting Your Nest Egg
Save for Your Retirement
Debit Card Guide to Benefits

Savings Accounts
Money Market Accounts

Electronic Funds Transfers
Direct Deposit
Stop Payment
TurboTax® Online
IDProtect Plus


The credit union reserves the right to determine if transactions processed under the 10¢ cash back program are usual and customary. For transactions that are not usual and customary, they are: 1) not eligible for the rewards payment and 2) may result in a loss of check card privileges and any accrued rewards cash.

For some retail merchants, using a personal identification number (PIN) with a debit card is the preferred method of payment when making purchases. Your Freedom Check Card allows you to use either a PIN or signature to complete your purchase. Your Personal Identification Number (PIN) must be used to receive cash back at POS terminals.

Certain restrictions, including daily and monthly deposit limitations may apply. RBFCU does not charge a fee for the RBFCU Mobile application, but you may be charged for Web access by your mobile wireless provider.

iPhone and iPad are registered trademarks of Apple Inc.

Android and Google Play are trademarks of Google, Inc.

Really Free Checking 4.9 5 918 918
Simple, easy and convenient As the trend is to do everything electronically, RBFCU has always been one step ahead. Their simple and yet effective, user-friendly access to: checking, savings or other accounts, including banking services are A+. February 24, 2015
Easy to use! I have had each of my kids join as they get old enough! February 24, 2015
easyto understand and use This is my first time using a credit union. The customer service is great. I have no problem asking for and receiving help or answers to any questions that I have. February 24, 2015
I love everything about RBFCU From the member rewards to no fees for most services to free checks and super low interest rates, RBFCU is the best credit union around. I highly recommend it and would never consider using a bank for my needs. February 24, 2015
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