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RBFCU Really Free Checking Account

RBFCU Routing Number: 314089681

Experience the RBFCU difference with our Really Free Checking Account!

At RBFCU, we offer all the perks and conveniences you need from a checking account, including:

  • 10¢ cash back on all debit card purchases
  • No monthly service fees or minimum balance requirements
  • FREE RBFCU Mobile applications for iPhone,® iPad and AndroidTM devices
  • Free online account access with detailed transaction information
  • Free online bill pay
  • Unlimited check writing and FREE standard RBFCU checks when ordered online
  • 24/7 fraud monitoring and $0 liability on debit cards
  • Competitive dividends
  • Overdraft protection/Courtesy Pay
  • Surcharge free access at millions of ATMs nationwide through the CO-OP network
  • Cash back option available at more than 3 million point-of-sale (POS) terminals like
    Wal-Mart or Target - for FREE
  • And more!

RBFCU cash back debit card

By pairing your Really Free Checking Account with your Freedom Check Card debit card, you'll save money through low fees and earn money with cash back in the palm of your hand. Experience the value of RBFCU membership by opening your Really Free Checking Account today!

If you already have a checking account, you can request your free debit card by calling our Member Service Center. For your convenience, you may also log into your account and click the 'Contact Us' link to send us a secure message, or visit your neighborhood branch.

Other Accounts
Other RBFCU Services

Money-saving Tips
Retirement Checklist
Budgeting Your Nest Egg
Save for Your Retirement
Debit Card Guide to Benefits

Savings Accounts
Money Market Accounts

Electronic Funds Transfers
Direct Deposit
Stop Payment
TurboTax® Online
IDProtect Plus


The credit union reserves the right to determine if transactions processed under the 10¢ cash back program are usual and customary. For transactions that are not usual and customary, they are: 1) not eligible for the rewards payment and 2) may result in a loss of check card privileges and any accrued rewards cash.

For some retail merchants, using a personal identification number (PIN) with a debit card is the preferred method of payment when making purchases. Your Freedom Check Card allows you to use either a PIN or signature to complete your purchase. Your Personal Identification Number (PIN) must be used to receive cash back at POS terminals.

Certain restrictions, including daily and monthly deposit limitations may apply. RBFCU does not charge a fee for the RBFCU Mobile application, but you may be charged for Web access by your mobile wireless provider.

iPhone and iPad are registered trademarks of Apple Inc.

Android and Google Play are trademarks of Google, Inc.

Really Free Checking 4.9 5 923 923
Excellent they are always pleasant and willing to give loans. The bank is awesome and I've been with them for over 15 years April 28, 2015
Love the cash back. Use RBFCU for everything. Have been with them over 18 years.Home and auto loans. They are great. March 5, 2015
love earning money when spending money Greatest incentive to spend money is to get money back on purchases. March 1, 2015
electronic banking I like checking because I can electronically pay my bills on line and check my account anytime. over draft protection is awesome as well. I like receive cash back on everything I spend nice touch. February 27, 2015
Very good customer service. This is an excellent Credit Union to be a part of. I can honestly say that in the 5 years that I've been with Randolph Brooks, I have never had any major issues. The only thing I can really say is I wish they had more locations in the Dallas area. I recently moved from Austin to Dallas and refuse to close my account or bank with anyone else. I would rather drive 45 minutes to Plano to stay with Randolph Brooks then go to a bank. February 25, 2015
Love RBFCU I love my credit union and the annual cash back. Extremely satisfied with this experience. February 25, 2015
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