Roth IRA

Start saving now and your money could go a long way in providing you with a more comfortable retirement. If you have already started a retirement Savings Account, you can rollover or transfer those Individual Retirement Account investments from other financial institutions to invest in an RBFCU IRA option. And because IRAs at RBFCU are separately insured by the NCUA for up to $250,000, you can save safely and prepare for the future with confidence.

Roth IRAs

Roth IRAs offer you an excellent option to save tax-free for your future. When you use your after-tax dollars to invest in a Roth IRA today, you may not pay federal income tax when you withdraw your funds upon retirement.

  • A Roth IRA Savings Account allows you to begin saving for retirement with as little as $5.
  • Roth IRA Certificates are available with terms from 26 weeks to 7 years, and a low minimum deposit of $1,000.*
  • Competitive dividend rates offered.

Compare Traditional and Roth IRAs

* Substantial penalty for early withdrawal.