Roth IRA Certificates Roth IRA Certificates

When you use your after-tax dollars to invest in a Roth IRA Certificate, you may not pay federal income tax when you withdraw your funds upon retirement.

Our IRAs are insured separately up to $250,000 from other deposit accounts by the National Credit Union Administration.

With a low minimum balance of $1,000, you may open this high-yield certificate. Terms are available from 26 weeks to 7 years. Your Randolph-Brooks Roth IRA Certificates will conveniently renew automatically unless you provide other instructions.

The More You Save, the Better Your Rate

Make your money work for you with tiered rates on IRA Certificates!

Your IRA Certificate may be opened by mail, wire transfer, or in person from an existing IRA Savings Account. Plus, you may open a Roth IRA Certificate with a rollover or transfer from another financial institution.

IRA Certificate annual percentage yields (APY) are subject to change every Wednesday. Once you open an IRA Certificate, the rate is fixed until your certificate matures.

Please consult a financial or tax advisor concerning your specific situation. Penalties may apply for early withdrawal.

This tiered structure does not apply to an IRA Savings, which has a separate tiered system.