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Terms and Conditions

Membership eligibility required. All loans and credit cards are subject to credit approval. Rates and terms subject to change without notice; other restrictions may apply.

Randolph-Brooks Federal Credit Union (RBFCU) does not discriminate against applicants on the basis of age, race, ethnicity, color, religion, national origin, gender, marital status, handicap, familial status, receipt of income from public assistance programs or because a right was exercised under the Consumer Credit Protection Act. Loan decisions consider the applicant’s character, capability to repay, collateral offered and loan purpose. We verify all applicants’ intent to apply during the lending process.

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who applies for credit. When you apply for credit, we will ask for your name, address, date of birth and other information that will allow us to identify you.

By agreeing to the Terms and Conditions, you authorize RBFCU to obtain your credit history. RBFCU may contact you for additional information, may obtain information from others about you and may give information to others. You authorize RBFCU to issue any credit devices you request and understand that all funds advanced to you will be subject to the terms and conditions of the loan agreement.

By submitting this application electronically the same terms and conditions apply as submitting a paper application. If there is a co-applicant on the loan, that co-applicant has authorized the submission of the application. This electronic submission qualifies as your signature. You will be required to sign loan documents before funds can be disbursed.

Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as a basis for repaying this obligation.

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